COVID-19 Recovery Resource Center

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COVID-19 Recovery Resource Center: Business

Resources for Business

COVID-19 Recovery Resource Center: Individuals

Resources for Individuals

COVID-19 Recovery Resource Center: Community

Resources for Communities

Technical, Financial and Regional Assistance Providers

Technical Assistance

The following business support organizations provide assistance to entrepreneurs in various business stages and may have technical assistance or financial resources available for you during your businesses recovery.

Regional Development Corporations (RDC)

The Department of Economic Development partners with the twelve Regional Development Corporations around the state to provide technical assistance.They can assist with access to state programs and resources, and are a local source of information on any technical assistance issue.

Vermont Small Business Development Center (VtSBDC)

VtSBDC combines one-on-one confidential advising with training programs to give clients the tools and insight they need to reach their business goals. They can assist with startup planning, financing, sales/marketing, growth strategies, financial management, and operations.

VtSBDC has developed new guidance for businesses as they manage the financial impact of COVID-19, which includes:

  • Business Lending 501 highlights the SBA funding opportunities available now as well as Vermont-specific resources. It includes guidance on the SBA application process and a checklist of financial documents needed to apply.
  • The Self-Guided Assessment: Business Cash Flow tool helps businesses assess current cash flow, profit and loss, debt service, and expenses to give a fuller understanding of how loans might impact cash flow.

ACCD and the Vermont Small Business Development Center (VtSBDC) hosted a virtual town hall for small business owners on May 15, 2020. State Director Linda Rossi and Area Business Advisor and Disaster Recovery Specialist Debra Boudrieau walked business owners through VtSBDC’s COVID-19 Recovery Roadmap designed to aid businesses’ individual response to COVID-19 and to develop specific action steps.

Vermont Manufacturing Extension Center

Serves as a Trusted Advisor to leverage VMEC expertise and other public and/or private resources to achieve operational excellence and sustainable profitable growth, while maximizing enterprise value. This may include providing hands-on implementation assistance, consulting, training and coaching to help accelerate growth through innovation, increased productivity, and improved manufacturing and business processes.

Center for Women & Enterprise Vermont

The Center for Women & Enterprise operates Women’s Business Centers (WBCs) in partnership with the U.S. Small Business Administration (SBA). These Centers are designed to assist women in starting and growing small businesses. We offer comprehensive training, resources, counseling and connections to women.

Micro Business Development Program

Vermont’s Microbusiness Development Centers provide one-on-one counseling to low to moderate-income Vermonters starting and growing micro businesses. These are businesses that employ less than five people and generate less than $25,000 in annual revenue.  The programs are administered in partnership with the State’s Community Action Agencies. 

SCORE Vermont

SCORE Vermont is an all-volunteer organization providing free confidential mentoring to small businesses in any phase of their business. They can assist with business guidance, technical assistance, and accessing state and federal resources.

Financial Assistance

The following state-wide financial organizations may be able to provide your business or non-profit organization with loan products to recover.

Small Business Administration Disaster Loan Assistance

SBA’s Economic Injury Disaster Loans (EIDL) offer up to $2 million in assistance per business, providing economic support to overcome temporary loss of revenue.  EIDLs may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses and 2.75% for private non-profit organizations, which are also eligible for EIDLs.

For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers EIDLs to help meet working capital needs caused by the disaster.  EIDL assistance is available regardless of whether the business suffered any physical property damage.

SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay.  Small businesses with credit available elsewhere may not be eligible.

Vermont Economic Development Authority

Vermont’s statewide economic development finance lender.  Created by the General Assembly in 1974, VEDA’s mission is “to contribute to Vermont’s economic vitality by providing a broad array of financing programs to eligible businesses that create jobs and help advance Vermont’s public policy goals.” The organization historically administers some disaster programming following economic disruption. 

Vermont Community Loan Fund

The Vermont Community Loan Fund is a mission-driven, community-focused alternative lender. We provide loans and other resources to local businesses, community organizations & nonprofits, early care & learning providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We develop and promote innovative capital-based solutions to issues of poverty and opportunity. We're invested in a stronger, healthier, happier Vermont.

Community Capital of Vermont

Community Capital provides flexible business financing to people interested in starting or growing small businesses in Vermont. We work with diverse partners to strengthen downtowns and our rural economy by providing loans and business support to women, people with limited credit or collateral, and low-to-moderate income entrepreneurs.

Regional Assistance

In addition to statewide technical assistance providers and networks, there are several other organizations from which your region may benefit. Some larger cities like Burlington have their own economic development office. Many regional hub communities have economic development officers. And, there are dozens of revolving loan funds managed by non-profits and municipalities. These include the following.

Community and Economic Development Office (Burlington Only)

Provides business support services to Burlington businesses.

Northern Community Investment Corporation

NCIC provides capital and expertise to strengthen businesses, communities and employment opportunities across New Hampshire and Vermont.

Additional Resources

The following resources might be useful as you work to recover.

Small Business Administration Guide to Doing Business in Vermont

This is a publication produced by the Small Business Administration’s Vermont District office each year cataloguing businesses resources.

Vermont Small Business Development Center Disaster Recovery Page and Guide

Following Tropical Storm Irene, the SBDC helped hundreds of businesses recover.  This page includes a “Disaster Recovery Guide for Business” developed based on those experiences.

Vermont Employee Ownership Center (VEOC)

VEOC offers education and one-on-one assistance to Vermont business owners and others interested in exploring employee ownership for their companies. This assistance is confidential, and initial consultations are free. VEOC partners with other organizations—and also with professionals, including lawyers, accountants, and business advisors—to provide a full range of services and referrals.

There are many options and scenarios for employee ownership, and specialized sources of financing that can make these possible. VEOC can help owners and employees explore these and decide among them.  

Vermont Businesses for Social Responsibility (VBSR)

VBSR is a statewide, nonprofit business association with a mission to foster a business ethic in Vermont that recognizes the opportunity and responsibility of the business community to set a high standard for protecting the natural, human, and economic environments of our citizens.

VSBR is offering suggested employer practices, employee practices, organizational planning resources and other resources related to planning and preparation for the effects of COVID-19. VBSR has developed a planning checklist and resource list, intended to help organizations and companies to reference and utilize in response to the threat of COVID-19. VBSR has also developed a webinar series to provide businesses with COVID-19 response resources.

Vermont Legal Aid (VLA) and Legal Services Vermont (LSV)

VLA provides free civil legal services to Vermont residents who meet at least one of the following criteria: are low income, have a disability, are over 60, have experienced illegal discrimination in housing, and have a problem related to health care insurance or services. VLA provides information, advice and representation in a wide range of civil legal areas including health care, housing, education, family law, public benefits, and consumer law. LSV is a nonprofit legal services law firm concerned about barriers to justice such as high court fees, inaccessibility, lack of good, clear information, “legalese” and any other problems people face when trying to exercise their right to be heard.

The outbreak of the COVID-19 Coronavirus has created many changes in the way Vermont courts are operating, changes to public benefits, and more. Vermont Legal Aid and Legal Services Vermont are posting updates on COVID-19 Coronavirus: Legal and Benefits Updates for Vermonters.

Vermont Housing and Conservation Board (VHCB)

The Vermont Housing and Conservation Board has built a COVID-19 Resource page for Working Lands Businesses and is offering COVID Response and Recovery Support advisors to help navigate available resources.


This page will be updated with additional information as resources become available. If you would like your organization or resource listed here, please contact shelley.pembroke@vermont.gov.

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